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  • Is it possible to grow 1 Lakh into 5 Lakh in 12 months?

    Published: Wednesday, Feb 16, 2011, 15:25 IST

    By Himansh Dhomse | Place: Ahmedabad | Agency: DNA

    Remember the 2008 US recession that left the world in an unprecedented financial crisis? At the root of it were several Ponzi schemes that eventually went phut and plagued the US economy impacting global economy.It seems that even Ahmedabad might be having its own share of Ponzi schemes. Bankers claim fraudulent financiers are duping investors.And there are fears that at some point, like the MLM (multi-level-marketing) scams, these too sink fortunes of lakhs of common people in the city. We examine whether the тАШTakewali companiesтАЩ are a smart way to get rich or a trap.

    Imagine investing Rs1 lakh in an тАШinvestment schemeтАЩ which returns Rs2 lakh after 6 months. Or how about forking out just Rs3,000 in another тАШone-time investment, 50-month schemeтАЩ, and receive cumulative returns like Rs1,000 at the end of fourth month, Rs2,000 at the end of tenth month, Rs4,000 in the 15th month and so onтАж finally to receive Rs5,12,000 in the 50th month!

    The total payout amount in this тАШschemeтАЩ is eye-popping Rs10,23,000. Or how about тАШinvestingтАЩ Rs1 lakh and reap a тАШprofitтАЩ of Rs5,35,000 at the end of 12th months? Not sure you can stomach the risk?WhatтАЩs more, no ifs and buts, these are guaranteed returns.On an average, these firms give anywhere in the range of 9% – 25% return on investment per month тАФ this at a time when banks are struggling to give 8% annual return on fixed investment.

    Tempted to тАШinvestтАЩ, arenтАЩt you? YouтАЩll be joining the league of over lakhs of such тАШinvestorsтАЩ from all over Gujarat, mainly Ahmedabad, who have parked their money with such тАШinvestment firmsтАЩ.Some 34-35 of such firms have cropped up in Muslim ghetto areas like Jamalpur, Juhapura, Astodia, Sarkhej, Shah-e-Alam etc and this number keeps multiplying every week.

    As several thousands of investors have received the promised returns over the past few months, these investment schemes have become immensely popular and it is now difficult to find a household that has not parked at least some funds.Sources confide even well-placed educated families are known to have invested. In many areasthe distributors, so called agents of these companies, market their schemes. For investors, the distributor is the only face of the company.

    But every month, the agent comes to home of the investor to deliver the cheque which is the 10% return per month.тАЬWe have branch in Juhapura where people have been withdrawing money to invest in such schemes. I was shocked to hear about such scheme which is offering return of 10% per month on investments,тАЭ said zonal manager of Bank of India, BB Joshi.

    According to Joshi, few months back, it was difficult for banks to give even 10% return per annum and for doubling the investment it takes eight to nine years.тАЬWhile in these schemes, these companies are giving 10% return per month and doubling the investment in just 10 months. It is impossible. It has to be a scam or fraud which people will realise soon,тАЭ said Joshi.

     

     

  • Promising windfall, delivering MLM Scams

    New Delhi:

    Hundreds of depositors have been lured with promise of windfall profits that vanish into thin air.Watch out for multi-level marketing schemes luring investors with unusually high returns as it might just be just a ploy to launder money. As per a government report, use of bank accounts by multi-level marketi ng (MLM) companies inviting investors to deposit money promising abnormal returns is a major trend seen with regard to suspicious banking transactions in the last fiscal. A number of such transaction records were received regarding huge deposits in certain accounts and the transfer of the same to other related accounts.

    Enquiries have revealed that these accounts were being used for MLM activity in the guise of direct selling of consumer goods and services.┬а Very high rates of return had been promised for the deposits, thus luring people to part with funds, it said. Interestingly, in some cases, a large number of cheque leaves had been obtained from the banks and post-dated cheques for interest and capital repayments had been issued to the investors to give them a false sense of security.

    “Like all pyramid schemes, it was obvious that as the rate of fresh deposits would reduce, post-dated cheques tendered thereafter would bounce due to inadequate funds being available in the accounts,” the report said. As per the investigations, funds deposited in bank accounts of firms were being transferred to personal accounts of the persons operating the schemes or to current accounts of associate firms. Moreover, some of the individuals involved had resigned from directorship of companies but were still continuing to operate bank accounts and sign cheques. As per information, 15 operators had formed more than 10 firms at various locations such as Kanpur, Mumbai, Chhattisgarh, Jaipur, Indore and Madurai. More than 35 accounts had been opened in 11 different banks having branches at different parts of the country to make it difficult for law enforcement agencies to trace the movement of money between these accounts.&nbs p;Rs 130 crore was transferred over 16 months from one account of one of

    These MLM firms to the personal account of one of the operators. The report said such accounts with deposits of over Rs 190 crore in different banks and states have been attached. A case of money laundering has also been registered.

  • Multi-level marketing schemes illegal: High Court-The Hindu Newspaper

    Tamil Nadu – Chennai

    Multi-level marketing schemes illegal: High Court

    By Our Staff Reporter

    CHENNAI, JAN. 25, 2005. The Madras High Court has ruled that the multi-level marketing (MLM) scheme, by whatever attractive name it is called, is illegal, and that the Director-General of Police and other law enforcing authorities must have “a watchful eye on all such activities and take timely action.”

    Justice A.K. Rajan (who has since retired), dismissing a writ petition filed by Apple FMCG Marketing (Pvt.) Limited, seeking to declare its “network marketing system” legal and not in contravention of the provisions of the Prize Chits and Money Circulation Schemes (Banning) Act, said: “This scheme creates a chain of customers and the long and unbroken chain ensures a larger amount of easy money. The shorter and missed links in the chain result in earning lesser commission. Secondly, the person concerned does not get the value of money he pays. Thirdly, the companies collect service charges on the sale of goods. No service charge can be collected while the goods are sold. Apart from that, the MLM results in exploitation of personal influence of each and every distributor or his close relative. If a superior officer or his ward is involved in MLM, the subordinates are forced to become members in the chain.”

    Police not `interfering’

    In its petition, the company complained that the police interfered with their business activities, such as organising seminars. There was no promise of easy money in the business and no complaints had been filed against it. While the Home Secretary said he had been “unnecessarily impleaded” as a party, the DGP denied that the police were disturbing the company’s seminars and meetings.

    “Persons are lured to become distributors only on the hope or expectation that he may get more money by way of commission if he sells the products. At one point of time, the progress of the chain will stop. Persons who buy the product may not find any further distributor to purchase from them. But by that time, the company would have earned enormous profit. A large number of persons, lakhs or even millions, would be left cheated,” Mr. Justice Rajan said.

    Successful distributors fail to get themselves registered under the TNGST Act. “The system exploits the personal influence an individual has in the society. The `distributors’ are found to influence their subordinates or friends.”

    Declining to grant any “blanket or omnibus” order in favour of the company, Mr. Justice Rajan said, “there are other comparatively bigger associations or institutions or companies which adopt similar schemes.”

     

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  • A must read for mlm Leaders

    This article was submitted to by an MLM Analyst,JIGNESH BISCUITWALA

    GUJARAT

    рдЬрдп рдорд╛рддрд╛рджреА

    рдпрд╣ рдореЗрд▓ рдХреЛ рдЕрдкрдиреЗ рдорд┐рддреНрд░реЛ рдХреЛ рдлреЙрд░рд╡рд░реНрдб рдХрд░реЗ |

    рдХреБрдЫ рд╣рдорд╛рд░реЗ рдорд┐рддреНрд░реЛ рдЙрдирдХреА рдЖрдорджрдиреА рдХреЗ рд▓рд┐рдП рд╣рдореЗрдВ рдлрд╕рд╛рддреЗ рд╣реИ | рд╣рдореЗ рдЙрдирд╕реЗ рдмрдЪрдиреЗ рд╣рдорд╛рд░рд╛ рджрд┐рдорд╛рдЧ рд▓рдЧрд╛рдирд╛ рдЪрд╛рд╣рд┐рдП | рдХрд┐рд╕реА рдкрд░ рднрд░реЛрд╕рд╛ рдХрд░рдирд╛ рдЕрдЫрд┐ рдмрд╛рдд рд╣реИ рдЕрдВрдзрд╡рд┐рд╢реНрд╡рд╛рд╢ рдХрд░рдирд╛ рдЧреБрдирд╛рд╣ рд╣реИ |

    рдСрдирд▓рд╛рдЗрди рд╕рд░реНрд╡реЗ, рдСрдирд▓рд╛рдЗрди рдПрдб, рдСрдирд▓рд╛рдЗрди рдПрдбрдпреБрдХрд╕рдВрди, рдСрдирд▓рд╛рдЗрдирдбрд┐рдУ, рдЕрдиреНрдп рдЗрдиреНрд╡реЗрд╕реНрдЯрдореЗрдВрдЯ рдпрд╛ рдЧреНрд░реЛрде рдкреНрд▓рд╛рди рдмрддрд╛рдХрд░ рд╣рдореЗ рдлрд╕рд╛ рд░рд╣реЗ рд╣реИ |рдиреАрдЪреЗ рджреА рдХрдВрдкрдирд▓рд┐рд╕реНрдЯ рдореЗрдВ рд╕реЗ рдмреЛрд╣рдд рд╕рд╛рд░реА рдХрдореНрдкрдиреА рдЬрд▓реНрдж рд╣реА рдмрдВрдж рд╣реЛрдиреЗ рд╡рд╛рд▓реА рд╣реИ рд╕рдореНрднрд╛рд▓ рдХрд░ рд░рд╣реЗ | рдпрд╛ рдЙрдирдХрд╛ рдЕрддреНрддрд╛ рдкрддреНрддрд╛ рдлреЛрд░реЗрди рдХрд╛ рджрд┐рдпрд╛ рд╣реИ, рд╕рд╣реА рдореЗрдВ рд╡реЛ рднрд╛рд░рддреАрдп рдЧрдкреНрд▓реЗ рдмрд╛рдЬреЛрдВ рдХреЗ рджрд┐рдорд╛рдЧреА рдкреИрджрд╛рдЗрд╕ рд╣реИ рдХреА рдХрдореНрдкрдиреА рдмрдВрдж рд╣реЛ рдЬрд╛рдпреЗ рддреЛ рдЖрдк рдЙрдирдХреЛ рдкрдХрдбрд╝ рдирд╣реА рд╕рдХреЛ рдЗрд╕ рд▓рд┐рдП рдлреЛрд░реЗрди рдХреЗ рдирд╛рдорд╕реЗ рд╣рдореЗ рд╣рдорд╛рд░реЗ рдорд┐рддреНрд░реЛ рдХреЗ рдЬрд░рд┐рдпреЗ рд▓реВрдЯ рд░рд╣реЗ рд╣реИ | рдлрд┐рд░ рднреА рдЖрдк рдЕрдкрдиреА рдорд░реНрдЬреА рд╕реЗ рдХрд╛рдо рдХрд░рдирд╛ рдЪрд╛рд╣реЗ рддреЛ рдореЗрдВ рдЖрдкрдХреЛ рд░реЛрдХрдиреЗ рд╡рд╛рд▓рд╛ рдореИ рдХреМрди рд╣реЛрддрд╛ ? рд▓реЗрдХрд┐рди рд╕реЛрдЪ рд▓реЗрдирд╛ рдХреА рд░реЛрдиреЗ рдХреЗ рджрд┐рди рдирд╣реА рдЖрдпреЗ рд▓реБрдЯрдиреЗ рдЬрд╛рдиреЗ рдмрд╛рдж |

    www.club-asteria.com

    http://www.awsurveys.com/

    http://www.successidea.in/

    www.unitradeasia.com

    www.9wonder.com

    www.gr2ads.com

    www.algulfnet.com

    http://www.0mlm.com

    http://www.elance.com

    http://www.buildwealthwithus.com/

    рдЗрд╕рдХреЗ рдЖрд▓рд╛рд╡рд╛ рдФрд░ рдмрд╣реЛрдд рдХрдореНрдкрдиреА рд╣реИ рд╕рд╛рдпрдж рд▓рд┐рд╕реНрдЯ рдмрдирд╛рддреЗ рдмрдирд╛рддреЗ рдФрд░ рд╕рд░реНрдЪ рдХрд░рдиреЗ рд╕реЗ рд╣рдЬрд╛рд░реЛ рдХрдореНрдкрдиреА рдорд┐рд▓реЗрдЧреА |

    рдореВрд░реНрдЦреЛ рдХреА рджреБрдирд┐рдпрд╛ рдореЗрдВ рд▓реБрдЯреЗрд░реЗ рджреБрдЦреА рдирд╣реА рд╣реЛрддреЗ | рдЖрдкрдХреЗ рд▓рд┐рдП рд╕реЗрдореНрдкрд▓ рдкреНрд░рд╕реНрддреБрдд рд╣реИ

    See beloe link of Club ASTRIYA DIRECTOR Name FRAUD

    рдЖрдк рджреЗрдЦ рд╕рдХрддреЗ рд╣реЛ рдХреНрд▓рдм рдЖрд╕реНрдЯреНрд░рд┐рдпрд╛ рдХрд╛ рдбрд╛рдпрд░реЗрдХреНрдЯрд░ рд╡рд░реНрд▓реНрдб рдмреЗрдВрдХ рдХреЗ рдбрд╛рдпрд░реЗрдХреНрдЯрд░ рдирд╣реА рд╣реИ рдпрд╛ рдХрднреА рдереЗ |

    рд╡рд╣ рдлреЛрд░реНрдб рд╣реИ | рдпрд╣ рдПрдХ рдирд╣реА рдмреЛрд╣рдд рд╕рд░реЗ рдкреБрд░рд╛рд╡реЗ рдЖрдкрдХреЛ рд╕рд░реНрдЪ рдХрд░рдиреЗ рдореЗрдВ рдорд┐рд▓реЗрдЧреЗ | рдпрд╣ рдорд┐рд▓рддрд╛ рдЬреБрд▓рддрд╛ рдирд╛рдо рд╣реЛрдиреЗ рдХрд╛ рдлрд╛рдпрджрд╛ рд▓реЗ рд░рд╣реЗ рд╣реИ |

    рдпрд╣ рд▓рд┐рдВрдХ рдХреЛ рдХреНрд▓рд┐рдХ рдХрд░реЛ рдпрд╛ рдкреЗрд╕реНрдЯ рдХрд░реЛ ?

    Question from Belinda Sevilla

    Truth About Club Asteria’s ANDREA LUCAS?

    Club Asteria is really becoming so popular here. I for one is a member at that, seeing the wonderful missions and goals behind it. But as a bored internet surfer, I tried to search club asteria’s founder and her claim to be the former world bank director… here is what I’ve discover-

    She is not specifically the “world Bank Director” but actually claims to be the “international Finance Corporation” former director (branch of world bank…. and why I say that she claims to be… no name of hers actually link to either the world bank or IFC. there is actually MR. Andre Lucas.. but I’m not sure if he is a director or just an employee of IFC.-

    Does anyone here knows exactly and give proof that Andrea Lucas is really a the Former world bank IFC director? I just might be looking at the wrong places here. I mean, there are so many proofs about Club asteria really is paying and i’m not saying that it is a scam, but if the founder is a fraud then what does it’s program reflect?

    рдзреЛрдЦреЗ рдмрд╛рдЬреЛ рд╕реЗ рдЦреБрдж рдмрдЪреЛ рдФрд░ рджреЗрд╢ рдХреЛ рдмрдЪрд╛рд╡реЛ – рдирд┐рдЪреЗ рджрд┐рдпрд╛ рдкреВрд░рд╛ рд╡рд┐рд╡рд░рдг рдкрдврд╝реЗ рдФрд░ рдЬрд░реВрд░рдд рд╣реЛрдиреЗ рдкрд░ рдореБрдЬреЗ рдХреЙрд▓ рднреА рдХрд░реЗ

    рдЬрд┐рддрдиреА рдлреЛрд░реЗрдВрди рдХреА рдЗрд╕ рддрд░рд╣ рдХрдкрдиреА рдЗрдВрдбрд┐рдпрд╛ рдореЗрдВ рдЖрддреА рд╣реИ рдЙрдирдХрд╛ рдЗрдВрдбрд┐рдпрд╛ рдореЗрдВ рди рдХреЛрдИ рдЕрддреНрддрд╛ рдкрддрд╛ рд╣реЛрддрд╛ рд╣реИ рдпрд╛ рдЧрд╡рд░реНрдореЗрдВрдЯ рдкрдВрдЬреАрдХрд░рдг рдпрд╣ рд╕рдм рдСрдирд▓рд╛рдЗрди рд╣реЛрддреА рд╣реИ | рдЬреНрдпрд╛рджрд╛ рдореБрдирд╛рдлрд╛ рдпрд╛ рдлрд╛рдпрджрд╛ рдмрддрд╛рдХрд░ рдЗ-рдореЗрд▓ рдорд╛рд░реНрдХреЗрдЯрд┐рдВрдЧ рдпрд╛ рд╣рд╛рдп рдлрд╛рдИ рдлрд╛рдЗрд╡ рд╕реНрдЯрд╛рд░ рд╣реЛрдЯрд▓реЛрдВ рдореЗрдВ рд▓реЛрдЧреЛ рдХреА рд╣рдорд╛рд░реЗ рдкреЗрд╕реЗ рд╕реЗ рднреАрдврд╝ рдПрдХрдареА рдХрд░ рд╣рд╛рдИ рд▓реЗрд╡рд▓ рдореЛрдЯреАрд╡реЗрд╕рди рджреЗ рдХрд░ рдлрд╕рд╛рддреА рд╣рд╛рдИ рдЗрдирд╕реЗ рдмрдЪ рдХрд░ рд░рд╣реЗрдирд╛ рднрд╛рдИ | рдЬреНрдпрд╛рджрд╛ рддрд░ рднрд╛рд░рддреАрдп рдХрдореНрдкрдиреА рднреА рдЖрдЬрдХрд▓ рдЗрд╕реЗ рдкреНрд▓рд╛рди рд▓рд╛ рд░рд╣реА рд╣реИ, рдЕрдкрдиреА рдлреЗрд╕-рд╡реЗрд▓реБрдп рдмрдЪрд╛рдиреЗ рд╕реЛрдЪ рд╕рдордЬрдХрд░ рдирд┐рд╡реЗрд╢ рдХрд░реЗ рдпрд╛ рдкрдВрдЬреАрдХрд░рдг рдХрд░реЗ рдпрд╛ рдХрд░рд╡рд╛рдП |

    рдХреБрдЫ рдХрдВрдкрдиреА рдЗрдиреНрд╡реЗрд╕реНрдЯрдореЗрдВрдЯ рдХреЗ рд╕рд╛рдордиреЗ рдмреЗрдВрдХ рдЧреЗрд░реЗрдЯреА рднреА рджреЗ рд░рд╣реА рд╣реИ рд▓реЗрдХрд┐рди рдЙрд╕рдХреА рдХреЛрдИ рдХрд╝рд╛рдиреВрдиреА рд╡рд▓реБрдП рдирд╣реА рд╣реИ рдХреНрдпреЛрдВ рдХреА рд╡рдГ рд▓рдбрд╝рдиреЗ рдХреЗ рд▓рд┐рдП рдХрд╛рдо рдЖрдИ рдирд╣реА рд╕рдХрддреА рдХреНрдпреЛрдВ рдХреА рдЙрд╕ рдкрд░ рдЖрдкрдХрд╛ рдХреЛрдИ рдирд╛рдо рдпрд╛ рдкрддреНрддрд╛ рдирд╣реА рд╣реЛрддрд╛ рдФрд░ рдпрд╣ рдХрдореНрдкрдиреА рдПрдХ рд╣реА рдЧрд╛рд░рдВрдЯреА рдкрд░ рдХрд┐рддрдиреЗ рд▓реЛрдЧреЛ рд╕реЗ рдкреИрд╕реЗ рд▓реЗрд▓реЗрддреА рд╣реИ рд╡рдГ рд╣рдореЗ рдкрддреНрддрд╛ рдирд╣реА рд╣реЛрддрд╛ | рел – релреж рд▓рд╛рдЦ рдХреА рдЧрд╛рд░рдВрдЯреА рдмреЗрдВрдХ рд╕реЗ рдмрдирд╡рд╛рдХрд░ рдХрд░реЛрдбрд╝реЛ – рдЦрд╛рд░реЛрдмреЛ рд░реВрдкрдпрд╛ рдмрдирд╛рдиреЗ рдХреЗ рдмрд╛рдж рднрд╛рдЧ рдЬрд╛рдпреЗ рддреЛ рд╣рдо рдХрд┐рдпрд╛ рдХрд░ рд╕рдХрддреЗ рд╣реИ ? рдпрд╛ рд╡рдГ рдЧрд╛рд░рдВрдЯреА рдбреБрдкреНрд▓реАрдХреЗрдЯ рд╣реЛрдиреЗ рдХреА рднреА рдкреВрд░реА рд╕рдореНрднрд╛рд╡рдирд╛ рд╣реИ |

    рдпрд╕реА рдХрдВрдкрдиреА рдХреБрдЫ рд▓реЛрдЧреЛ рдХреЛ рдЕрдЫрд╛ – рдореЛрдЯрд╛ рдкреИрд╕рд╛ рдкрд╣рд▓реЗ рд╕реЗ рджреЗрдХрд░ рднрд╛рд░рдд рдХреЗ рднреЛрд▓реЗ рд▓реЛрдЧреЛ рдХреЛ рдлрд╕рд╛ рд░рд╣реА рд╣реИ рдФрд░ рдЕрдкрдиреЗ рд╣реА рднрд╛рдИ рджреЛрд╕реНрдд рдмрд┐рдирд╛ рд╕рдордЬреЗ рдЙрдирдХреА рдЖрдорджрдиреА рдХреЗ рд▓рд┐рдП рд╣рдореЗрдВ рдЗрд╕ рдЬрд╛рд▓ рдореЗрдВ рдлрд╕рд╛ рд░рд╣реЗ рд╣реИ |

    рдмрдЪреЛ рдФрд░ рджреЗрд╢ рдмрдЪрд╛рд╡реЛ |

    рдмрд┐рдирд╛ рдХрд╛рдо рдЖрдорджрдиреА рдЖрдирд╛ рдпрд╛рдирд┐ рдЧреНрд░реЛрде рдкреНрд▓рд╛рди, рдЖрдкрдХреЗ рдирд╛рдорд╕реЗ рдХрдВрдкрдиреА рдЧрд╛рдбрд╝реА рд▓реЗрдХрд░ рднрд╛рдбрд╝реЗ рд╕реЗ рджреЗрдХрд░ рдЖрдкрдХреЛ рд╣рд╛рдИ рд╡реЗрд▓реНрдпреБ рд░рд┐рдЯрд░реНрди рджреЗрдирд╛, рдСрдирд▓рд╛рдЗрди рд╕рд░реНрд╡реЗ рдХрд░рд╡рд╛рдирд╛, рдЖрд░реНрдерд┐рдХ рдЖрдЬрд╝рд╛рджреА рджреЗрдирд╛, рдСрдирд▓рд╛рдЗрди рд╢рд┐рдХреНрд╖рдг рд╕реЗрдирд╛, рдСрдирд▓рд╛рдЗрди рд╡рд┐рдбрд┐рдУ рдХреЛрдиреНрдлрд░рдиреНрд╕ рд╕реЙрдлреНрдЯрд╡реЗрд░ рдмреЗрдЪрдирд╛, рд▓реИрдВрдб рдореЗрдВ рдирд┐рд╡реЗрд╢ рдХрд░рд╡рд╛рдирд╛, рдЕрдиреНрдп рдЗрдиреНрд╡реЗрд╕реНрдЯрдореЗрдВрдЯ рдкреНрд▓рд╛рди рдмрддрд╛ рдХрд░ рел рдкреНрд░рддрд┐рд╢рдд рд╕реЗ рейреж рдкреНрд░рддрд┐рд╢рдд рдкреНрд░рддрд┐ рдорд╛рд╣ рдореБрдирд╛рдлрд╛ рджреЗрдирд╛ рдпрд╛ рдкреЗрд╕реЗ рдмрд╛рдЯрдирд╛ рдпрд╣ рд╕рдм рдлреЛрд░реНрдб рд╣реИ, рдлрд╕рд╛рдиреЗ рдХреЗ рдирдпрд╛ рддрд░реАрдХрд╛ | рдЗрд╕реЗ рдмрдЪ рдХрд░ рд░рд╣реЛ |

    рджреБрдирд┐рдпрд╛ рдореЗрдВ рдХреЛрдИ рдмрд┐рдЬрдиреЗрд╕ рдпреЗрд╕рд╛ рд░рд┐рдЯрд░реНрди рдирд╣реА рджреЗрддрд╛ рдЙрд╕рдореЗ рднреА рднрд╛рд░рдд рдЫреЛрдбрд╝ рдХрд░ рд╕рднреА рдмрд╛рдХрд┐ рджреЗрд╕реЛрдВ рдореЗрдВ рдмреЗрдХрд╛рд░реА рдмрдврд╝ рд░рд╣реА рд╣реИ, рддрднреА рдЗрддрдиреА рдХрдорд╛рдИ рдпрд╛ рдЧреНрд░реЛрде рд╡рд╣ рд╣реЛрдИ рдирд╣реА рд╕рдХрддрд╛ рдпреЗ рдореЗрд░рд╛ рджрд╛рд╡рд╛ рд╣реИ | рдЗрддрдирд╛ рдореБрдирд╛рдлрд╛ рд╣реЛрддрд╛ рддреЛ рд╡рд╣рд╛ рдХреА рдмреЗрдВрдХ рдпрд╛ рдмрдбрд╝реА рдмрдбрд╝реА рдХрдореНрдкрдиреА рдХреНрдпреЛрдВ рдмрдВрдз рд╣реЛрддреА рдпрд╛ рдорд░реНрдЬрд░ рдХрд░рддреА рдпрд╛ рднрд╛рд░рдд рдХреЗ рдЙрджреНрдпреЛрдЧрдкрддрд┐ рдХреЛ рдХреНрдпреЛрдВ рдмреЗрдЪрддреЗ рдЬреЗрд╕реЗ рд▓рдХреНрд╖реНрдореА рдорд┐рддрд▓, рд░рддрди рдЯрд╛рдЯрд╛, рдореБрдХреЗрд╢ рдЕрдордмрд╛рдиреА рдЬреЗрд╕реЗ рдХрдИ рд╣рд┐рдиреНрджреВрд╕реНрддрд╛рдиреА рдиреЗ рд╣рдорд╛рд░рд╛ рджреЗрд╢ рдХрд╛ рдирд╛рдо рд░реЛрд╢рди рдХрд┐рдпрд╛ рд╣реИ|

    рдореИ рдЗрд╕реА рджреЛ – рддрд┐рди рдХрдВрдкрдиреА рдХреЗ рд╕реЗрдорд┐рдирд╛рд░ рдореЗ рдЧрдпрд╛ рдерд╛ рдХреБрдЫ рдкреНрд░рд╢реНрди рдкреВрдЫреЗ рддреЛ рдЬрд╡рд╛рдм рдирд╣реА рджрд┐рдП | рдЖрдк рдиреАрдЪреЗ рд▓рд┐рдЦрд╛ рд▓реЗрдЦ рдкрдврд╝ рд▓реЛ рдЖрдЬ рдХрд▓ рджрд╛рди рджреЗрдирд╛ рдпрд╛ рдСрдирд▓рд╛рдЗрди рд╕рд░реНрд╡реЗ рдХреЗ рдирд╛рдорд╕реЗ рд▓реЛрдЧреЛ рд▓реБрдЯрд╛ рдЬрд╛ рд░рд╣рд╛ рд╣реИ рдЙрд╕рдХреЗ рдЙрджрд╛рд╣рд░рдг рдиреАрдЪреЗ рд╣реИ рдпрд╛ рдХреЙрд▓ рдХрд░реЛ рдореЗрдВ рдкреВрд░реА рдЬрд╛рдирдХрд╛рд░реА рджреЗ рд╕рдХрддрд╛ рд╣реБ |

    рднрд╛рдИ рд╕рд╛рд╣рдм рдЖрдкрдХреА рдПрдХ рдмрд╛рдд рд╕рдордЬ рдореЗрдВ рдирд╣реА рдЖрдИ рдХреЗ рдкрд░рд┐рд╡рд╛рд░реЛрдХреА рдЖрд░реНрдерд┐рдХ рдЖрдЬрд╝рд╛рджреА рдХреЗ рдирд╛рдорд╕реЗ рдпрд╛ рдЖрдкрдХреЛ рдХрдорд╛рдИ рдХрд░ рджреЗрдиреЗ рдХреЗ рдмрд╣рд╛рдиреЗ рдХреЛрдИ рд▓реВрдЯ рдЪрд▓рд╛ рд░рд╣рд╛ рд╣реИ рдФрд░ рдЖрдк рддреЛ рд▓реВрдЯреНрд╡рд╛рд╣реА рд░рд╣реЗ рд╣реЛ рд▓реЗрдХрд┐рди рдЕрдкрдиреЗ рджреЛрд╕реНрддреЛрдВ рдФрд░ рдЕрдиреНрдп рдкрд░рд┐рд╡рд╛рд░рдХреЗ рд▓реЛрдЧреЛ рдХреЛ рдЖрдкрдХреА рдЖрдорджрдиреА рдХрд░рдиреЗ рдХреНрдпреЛрдВ рдлрд╛рд╕ рд░рд╣реЗ рд╣реЛ | рдпрд╣ рд▓реЛрдЧ рдиреАрдЪреЗ рд▓рд┐рдЦреА рдмрд╛рддреЗ рдХрд░рддреЗ рд╣реИ рд▓реЗрдХрд┐рди рд╕рдмреВрдд рдирд╣реАрдВ рд╣реИ

    1) рд╡рд╣ рд╡рд░реНрд▓реНрдб рдмреЗрдВрдХ рдХреА рдбрд╛рдпрд░реЗрдХреНрдЯрд░ рд╣реЗ рдЙрд╕рдХреЗ рд╕рдмреВрдд рдХреНрдпрд╛ ? рдпрд╛ рдмрдбрд╝реА рдХреЛрд░реНрдкреЛрд░реЗрдЯ рдХрдВрдкрдиреА рд╣реИ рдпрд╛ рд╡рд╣ рдХреА рдЧрд╡рд░реНрдореЗрдВрдЯ рдХреА рдХрдореНрдкрдиреА рд╣реИ рддреЛ рд╕рдмреВрдд рдХрд╣рд╛ рд╣реИ |

    2) рднрд╛рд░рддреАрдп рд░рд┐рдЬрд░реНрд╡ рдмреИрдВрдХ рдиреЗ рдХреЛрдИ рдкреНрд░рдореАрд╢рди рджреА рд╣реИ рддреЛ рд╡рд╣ рд╕рдмреВрдд рдХрд╣рд╛ рд╣реИ |

    3) рднрд╛рд░рдд рдореЗрдВ рдЕрдиреНрдп рдХреЛрдИ рдЙрдиреНрд╣реЛрдВрдиреЗ рдЧрд╡рд░реНрдореЗрдВрдЯ рдкрд░рд╡рд╛рдирдЧреА рд▓реА рд╣реИ рддреЛ рдЙрдирдХреЗ рд╕рдмреВрдд рдХрд╣рд╛ рд╣реИ |

    4) рднрд╛рд░рдд рдореЗрдВ рдЙрдирдХрд╛ рдУрдлреАрд╕рд┐рдпрд▓ рдХрд╛рд░реЛрдмрд╛рд░реА рд╕рд░рдирд╛рдорд╛ рдХрд╣рд╛ рд╣реИ |

    5) рднрд╛рд░рдд рдореЗрдВ рдУрдлрд┐рд╕рд┐рдпрд▓ рд▓реЛрдВрдЪ рд╣реБрд╡рд╛ рдЙрд╕рдХреЗ рдкреБрд░рд╛рд╡реЗ рдХрд╣рд╛ рд╣реИ |

    6) рдЙрдирдХреЗ рджреЗрд╢ рдореЗрдВ рд╣реА рдЗрддрдиреЗ рджреБрдЦреА рд▓реЛрдЧ рд╣реИ рддреЛ рднрд╛рд░рдд рдЖрдиреЗрдХреА рдЬрд░реВрд░рдд рдХреНрдпрд╛ рд╣реИ |

    7) рдЗрд╕ рддрд░рд╣ рдЖрдЬ рдХрд▓ рдмрд╣реБрдд рдирд╛рдореА – рдмреЗрдирд╛рдореА рдХрдВрдкрдиреА рдЕрд▓рдЧ рдЕрд▓рдЧ рдкреНрд░реЛрдЬреЗрдХреНрдЯ рд▓рд╛рдХрд░ рд▓реЛрдЧреЛ рдлрд╛рд╕ рд░рд╣реА рд╣реИ, рдЬреИрд╕реЗ рдСрдирд▓рд╛рдЗрди рд╕рд░реНрд╡реЗ рдХрд░рд╡рд╛рдирд╛, рдЖрд░реНрдерд┐рдХ рдЖрдЬрд╝рд╛рджреА рджреЗрдирд╛, рдСрдирд▓рд╛рдЗрди рд╢рд┐рдХреНрд╖рдг рд╕реЗрдирд╛, рдСрдирд▓рд╛рдЗрди рд╡рд┐рдбрд┐рдУ рдХреЛрдиреНрдлрд░рдиреНрд╕ рд╕реЙрдлреНрдЯрд╡реЗрд░ рдмреЗрдЪрдирд╛, рд▓реИрдВрдб рдореЗрдВ рдирд┐рд╡реЗрд╢ рдХрд░рд╡рд╛рдирд╛, рдЕрдиреНрдп рдЗрдиреНрд╡реЗрд╕реНрдЯрдореЗрдВрдЯ рдкреНрд▓рд╛рди рдмрддрд╛ рдХрд░ рел рдкреНрд░рддрд┐рд╢рдд рд╕реЗ рейреж рдкреНрд░рддрд┐рд╢рдд рдкреНрд░рддрд┐ рдорд╛рд╣ рдореБрдирд╛рдлрд╛ рджреЗрдирд╛ | рднрд╛рдИ рд╕рд╛рд╣рдм рдЗрддрдирд╛ рдлрд╛рдпрджрд╛ рд╣реЛрддрд╛ рдпрд╛ рдЗрд╕ рддрд░рд╣ рдХреА рдЖрдорджрдиреА рдорд┐рд▓ рд╕рдХрддреА рддреЛ рдЗрд╕ рджреБрдирд┐рдпрд╛ рдореИ рдХреЛрдИ рдЧрд░реАрдм рди рд╣реЛрддрд╛ рдпрд╛ рднреАрдЦ рдорд╛рдЧрдиреЗрд╡рд╛рд▓рд╛ рди рджреАрдЦрддрд╛ ? рдЬреЛ рдЖрдкрдХреЛ рдЗрд╕реА рдиреЗрдЯрд╡рд░реНрдХ рдХрдкрдВрдиреА рдХрд╛ рдкреНрд▓рд╛рди рдмрддрд╛рдд рд╣реИ рддреЛ рдЙрд╕реЗ рдмреЛрд▓реЛ рдХреА рдЗрддрдиреА рдмрдбрд╝реА рдХрдВрдкрдиреА рд╣реИ рддреЛ рд╣рдорд╛рд░реЗ рдкрд╛рд╕ рдкрдВрдЬреАрдХрд░рдг рдХреЗ рдирд╛рдо рдХреНрдпреЛрдВ рднреАрдЦ рдорд╛рдВрдЧ рд░рд╣реА рд╣реИ, рд╣рдо рджрд╛рдирд╡реАрд░ рдирд╣реА рд╣реИ рдЖрдк рднреА рджрд▓рд╛рд▓реА рдЪреЛрд░реЛ рдХреА рдХрд░рдХреЗ рд╣рдореЗ рдХреНрдпреЛрдВ рдлрд╕рд╛ рд░рд╣реЗ рд╣реЛ рдЖрдк рдлрд╕реЗ рд╡реЛрд╣реА рдмреЛрд╣рдд рд╣реИ |

    8 ) рдлреЛрд░реЗрдВрди рдЧрд╡рд░реНрдореЗрдВрдЯ рдХрд╛ рдЯреВрд░рд┐рдЬрд╝рдо рдбрд┐рдкрд╛рд░реНрдЯрдореЗрдВрдЯ рд╣реИ | рдЬреЛ рдбрд╛рдпрд░реЗрдХреНрдЯ рдорд╛рд░реНрдХреЗрдЯрд┐рдВрдЧ рдХрд░рддрд╛ рд╣реИ рддреЛ рдЬреЛрдпреНрдирд┐рдЧ рдпрд╛ рдкрдВрдЬреАрдХрд░рдг рдХрд╛ рдкреИрд╕рд╛ рдХреНрдпреЛрдВ рд▓реЗрддрд╛ рд╣реИ, рдЬрдм рд╣рдо рдЯреНрд░рд╛рд╡реЗрд▓рд┐рдВрдЧ рдХреНрдпрд╛ рдирд╣реА рд╣реИ, рдФрд░ рд╡рд╣ рдлреЛрд░реЗрдВрди рдЧрд╡рд░реНрдореЗрдВрдЯ рдХрд╛ рдЯреВрд░рд┐рдЬрд╝рдо рдбрд┐рдкрд╛рд░реНрдЯрдореЗрдВрдЯ рд╣реИ рдЙрдирдХрд╛ рднрд╛рд░рддреАрдп рд╕рд░рдХрд╛рд░ рдиреЗ рдХреЛрдИ рдкреНрд░рдорд╛рдг рдкрддреНрд░ рдЬрд╛рд░реА рдХрд┐рдпрд╛ рд╣реИ рддреЛ рд╡рд╣ рдХрд╣рд╛ рд╣реИ |

    9) рдСрдирд▓рд╛рдЗрди рд╕рд░реНрд╡реЗ рдореЗрдВ рдЗрд╕ рдХрдореНрдкрдиреА рдХреЛ рддреЛ рдЬрд┐рд╕ рдХрдореНрдкрдиреА рдХреЗ рд▓рд┐рдП рд╕рд░реНрд╡реЗ рдХрд░рддреЗ рдЙрдирд╕реЗ рдкреИрд╕реЗ рдорд┐рд▓рддреЗ рд╣реИ рдФрд░ рд╡рдГ рдХрд╛рдо рд╣рдо рдХрд░рддреЗ рд╣реИ рддреЛ рдкрдЬреАрдХрд░рдг рдХреЗ рдмрд╣рд╛рдиреЗ рдпрд╛ рдЕрдиреНрдп рдЪрд╛рд░реНрдЬ рдХреЗ рд░реВрдк рдореЗрдВ рд╣рдорд╛рд░реЗ рд╕реЗ рдкреИрд╕реЗ рдХреНрдпреЛрдВ рд▓реЗрддреЗ ? рдордиреЛ рдпрд╣ рдХрд╛рдо рд╣рдо рдХреЛрдп рдХрдореНрдкрдиреА рдореЗрдВ рдЬрд╛ рдХрд░ рдХрд░рддреЗ рддреЛ рд╣рдо рдХреНрдпрд╛ рдЙрдирдХреЛ рдХреБрдЫ рдЪрд╛рд░реНрдЬ рджреЗрддреЗ рдХреНрдпрд╛ ?

    рдЬрд╕реЗ рдЗрдиреНрд╡реЗрдЯрдореЗрдВрдЯ рдФрд░ рдЧреНрд░реЛрде рдкреНрд▓рд╛рди рдХрд╛ рджрд╛рд╡рд╛ рдХрд░рдиреЗ рд╡рд╛рд▓реЗ рдХреЛ рднрд╛рдЧрдирд╛ рдкрдбрд╝рд╛ рд╡реИрд╕реЗ рдЗрдирдХреЛ рднреА рдПрдХ рджрд┐рди рднрд╛рдЧрдирд╛ рдкрдбрд╝реЗрдЧрд╛ |

    рдореЗрд░реА рддреЛ рд╕рдордЬ рд╕реЗ рдмрд╣рд╛рд░ рд╣реИ рд╣рдо рдпрд╣ рд╕рдм рдЬреБрдбрд╝рдиреЗ рд╕реЗ рдкрд╣рд▓реЗ рдХреНрдпреЛрдВ рдирд╣реА рд╕реЛрдЪрддреЗ ? рд╕рд╛рдпрдж рдореЗрдВ рдЧрд▓рдд рдирд╣реА рд╣реЛрдЧрд╛ рдЗрд╕ рд▓рд┐рдП рдХреБрдЫ рд╕рд╡рд╛рд▓ рдЖрдкрдХреЛ рдкреВрдЫрдирд╛ рдЪрд╛рд╣рддрд╛ рд╣реБ |

    рез) рдкрдВрдЬреАрдХрд░рдг рдлреНрд░реА рд╣реИ ?

    реи) рдлреНрд░реА рд╣реИ рдФрд░ рдЖрд░реНрдерд┐рдХ рдЖрдЬрд╝рд╛рджреА рджреЗрдиреЗ рдХреА рднрд╛рд╡рдирд╛ рд░рдЦрддреЗ рд╣реИ рддреЛ рдмрд╛рдж рдореЗрдВ рд░реБ релрежрежреж рдпрд╛ рдЙрд╕реЗ рдЬреНрдпрд╛рджрд╛ рдХреА рднреАрдЦ рдХреНрдпреЛрдВ рдорд╛рдЧрддреЗ рд╣реИ | рдЬрдм рд╣рдо рдЬреЙрдм рдХрд░рддреЗ рдпрд╛ рдХрдо рдХрд░рддреЗ рд╣реИ рддреЛ рд╣рдо рдХрд┐рд╕реАрдХреЛ рдкреЗрд╕реЗ рджреЗрддреЗ рдпрд╛ рдЙрдирд╕реЗ рд▓реЗрддреЗ рд╣реИ ? рд╣рдо рдЙрдирдХреА рдХрдкрдиреА рдХрд╛ рдкрд░рдореЛрд╕рди рдХрд░рддреЗ рд╣реИ рддреЛ рдЙрдирдХреЛ рдкрдВрдЬреАрдХрд░рдг рдХреЗ рдирд╛рдо рдкреЗрд╕реЗ рдХреНрдпреЛрдВ рджреЗрдиреЗ рдЪрд╛рд╣рд┐рдП |

    рей) рдЬрдм рд░реБ релрежрежреж рд▓реЗрдиреЗ рдХреЗ рдмрд╛рдж рд░реБ релрежрежрежреж рд╣реА рджреЗрдиреЗ рд╣реИ рддреЛ рд░реБ релрежрежреж рд▓реЗрдиреЗ рдХреА рдХреНрдпрд╛ рдЬрд░реВрд░рдд рд╣реИ рд░реБ релрежрежрежреж рди рджреЗрдХрд░ рд░реБ рекрелрежрежреж рд╣реА рджреЗрдЧреЗ рддреЛ рдЪрд▓реЗрдЧрд╛ |

    рек) рдпрд╣ рдХреЛрдирд╕рд╛ рддрд░реАрдХрд╛ рд╣реИ рд░реБ реореж,режрежреж рдХреЗ рдмрд╛рдж рдХреЗрдкрд┐рдВрдЧ рд▓рдЧреЗрдЧрд╛ рджрд╛рди рджреЗрдиреЗ рдореЗрдВ рдХреЗрдкрд┐рдВрдЧ рд╢рдмреНрдж рдХрд╛ рдкреНрд░реЛрдпреЛрдЧ рд╕реЗ рд╣реА рдорд╛рд▓реВрдо рд╣реЛ рдЬрд╛рддрд╛ рд╣реИ рдХреА рдпрд╣ рдзреЛрдХреЗ рдмрд╛рдЬрд╝ рд╣реИ |

    рел) рдЬрдпрд╛рджрд╛ рдХрд╛рдордиреЗ рдХреА рд▓рд╛рд▓рдЪ рджреЗ рдХрд░ рд╣рдорд╛рд░реА рдлреЗрд╕ рд╡реЗрд▓реБрдП рдХрд╛ рдЙрдкрдпреЛрдЧ рдХрд░ рд╣рдорд╛рд░реЗ рд╣рд╛рде рдХрд╛рд▓реЗ рдХрд░рд╡рд╛рдХрд░ рд╣рдорд╛рд░реЗ рджреЛрд╕реНрдд рдФрд░ рдЕрдиреНрдп рд▓реЛрдЧреЛ рдХреЛ рдлрд╕рд╛рдиреЗ рдХрд╛ рдХрд╛рдо рдХрд░рд╡рд╛рддреЗ рд╣реИ, рдЬрд┐рд╕ рджрд┐рди рдпрд╣ рдХрдореНрдкрдиреА рднрд╛рдЧ рдЬрд╛рдПрдЧреА рдЙрд╕ рджрд┐рди рд╕рдорд╛рдЬ рдореЗрдВ рдЖрдк рдореБрд╣ рджрд┐рдЦрдиреЗ рд▓рд╛рдпрдХ рдирд╣реА рд░рд╣реЛрдЧреЗ рд╕реЛрдЪ рд▓реЗрдирд╛ |

    рем) рд░реБ реирежрежрежреж рдХрдорд╛рдиреЗ рддрдХ рдкреЛрд╣реНрдЪрдиреЗ резреп рдорд╛рд╣ рдХреЗ рдмрджрд▓реЗ рдЬрд▓реНрдж рдкреЛрд╣реНрдЪрдиреЗ рдХреА рд▓рд╛рд▓рдЪ рджреЗ рдХрд░ рдЖрдкрд╕реЗ рдЬрд╛рджрд╛ рдкреЗрд╕реЗ рдРрдардиреЗ рдХрд╛ рдЧрдЬрдм рддрд░реАрдХрд╛ рд╣реИ рдХреА рдЖрдк рд░реБ релрезрежрежреж рдпрд╛ рдЙрд╕реЗ рдЬреНрдпрд╛рджрд╛ рджреЛ рддреЛ рдЙрддрдиреА рдЬреНрдпрд╛рджрд╛ рдЖрдорджрдиреА рд╣реЛрдЧреА рд╡рдГ рднреА резреп рдорд╛рд╣ рдХреЗ рдмрджрд▓реЗ рей рдпрд╛ рек рдорд╛рд╣ рдореЗрдВ рдЗрдиреНрд╡реЗрд╕реНрдЯ рдХреЗ рдЖрдзрд╛рд░ рдкрд░ рдЖрдк рдЬрд▓реНрджреА рдХрдорд╛рдпреЗрдЧреЗ |

    рдЗрддрдиреЗ рд╕рд╡рд╛рд▓ рдореЗрд░реЗ рджрд┐рдорд╛рдЧ рдореЗрдВ рдЖрдкрдХрд╛ рдореЗрд▓ рдкрдврд╝ рдХрд░ рджреЛ рдорд┐рдирд┐рдЯ рдореЗрдВ рдЖрдпреЗ рддреЛ рдЖрдк рдХрд┐рддрдиреЗ рджрд┐рди рд╕реЗ рдХрд░ рд░рд╣реЗ рд╣реЛ рдкрд░ рднреА рдЖрдкрдиреЗ рдЕрдкрдирд╛ рджрд┐рдорд╛рдЧ рдирд╣реА рд▓рдЧрд╛рдпрд╛ ? рдХреНрдпреЛрдВ рдХреА рдордлрдд рдХреА рдХрдорд╛рдИ рдЬреЛ рдорд┐рд▓ рд░рд╣реА рд╣реЗ | рд▓реЗрдХрд┐рди рдЬрд┐рд╕ рджрд┐рди рд╕рд░ рдкрд░ рд╣рд╛рде рджреЗ рдХрд░ рд░реЛрдпреЗрдЧреЗ рддрдм рдореБрдЬреЗ рдЬрд░реБрд░ рдпрд╛рдж рдХрд░рдирд╛ рдХреА рдХреЛрдИ рдкрд╛рдЧрд▓ рдорд┐рд▓рд╛ рдерд╛ рдЙрд╕рдиреЗ рд╕рд╣реА рдмреЛрд▓рд╛ рдерд╛ |

    рен) рдЗрд╕ рдХреЗ рдЖрд▓рд╛рд╡рд╛ рдореЗрдЪрд┐рдЧ рдмреЛрдирд╕ рдпрд╛ рдХреЛрдирд╕реА рдХреЛрдирд╕реА рдЖрдорджрдиреА рдпрд╛ рд░рд┐рд╡реЛрд░реНрдб рд╣реЛрдЧреЗ рд░рд╛рдо рдЬрд╛рдиреЗ |

    рео) рдпрд╣рд╛рдБ рдЬреЛ рдкреЗрдореЗрдВрдЯ рджрд┐рдЦрд╛рддреЗ рд╡реЛ рд╢рд░реБрдЖрддреА рд▓реЛрдЧреЛ рдХреЛ рд╕рд╛рдпрдж рдЬрд░реБрд░ рдЖ рд╕рдХрддрд╛ рд╣реИ, рд▓реЗрдХрд┐рди рдмрд╛рдж рдореЗрдВ рдпрд╣ рд╕реНрдХреЗрдо рд╣реЛрдиреЗ рдкрд░ рди рдкреЗрдореЗрдВрдЯ рдЖрдПрдЧрд╛ рдФрд░ рдирд╣реА рдХрдВрдкрдиреА рд░рд╣реЗрдЧреА, рд╕рд╛рдмреБрди рдХрд╛ рдПрдХ рдРрдб рдЖрддрд╛ рдерд╛ рдХреА рдвреВрдврд╝рддреЗ рд░рд╣ рдЬрд╛рд╡реЛрдЧреЗ ? рд╡реЗрд╕реЗ рдЖрдк рдХреЛ рд▓реЛрдЧ рдвреВрдврд╝рддреЗ рд░рд╣реЗрдЧреЗ, рдФрд░ рд╣рд╛рдд рд▓рдЧ рдЧрдпреЗ рддреЛ рд╣рдбреНрдбреА рд╕рд▓рд╛рдордд рдирд╣реА рд╣реИ рд╕реЛрдЪ рд▓реЗрдирд╛ |

    JIGNESH BISCUITWALA

    VALSAD. 396001.

    GUJARAT

  • Beware of these MLM companies

    Hemant Kumar Rout, TNN 5 August 2009, 10:47pm IST| BALASORE: The state Crime Branch on Wednesday claimed to have busted a multi-crore scam involving fake marketing companies┬аand chit funds. Police said they have frozen bank accounts worth Rs 107 crore and arrested one person in this connection.SP (Crime Branch) Santosh Bala said sleuths from the department had arrested Saroj Kumar Samanta (30) from Akandi in Balasore district’s Singla police station area on Tuesday. “Samanta had been running a fake company, Dream Achiever, since April 14 by hosting a website www.dreamachiever.in┬а. Though he was operating the company from Balasore, he had given a Delhi address,” the SP said. DSP (Crime Branch) Pramod Kumar Panda, who led the investigation, said Dream Achiever duped public by promising them to triple their money within a year. The trick had worked and around Rs 4.46 crore was deposited into the accounts of Dream Achiever within a short span of time. “The scheme came with offers for prospective investors┬а, who were promised special discounts for introducing two other depositors,” Panda said. The Crime Branch investigation came in the wake of several complaints lodged with Balasore police by money losers. After a preliminary investigation, SP (Balasore) Rekha Lohani had handed the case over to Crime Branch. “As many as six cases have been registered in this connection. We are also inquiring into the involvement of banks in the racket without whose help such companies can’t flourish. Besides, efforts are on to nab the promoters of other such organizations,” the officer said. The Crime Branch has so far zeroed in on as many as seven such fake companies and chit fund organizations, which had been duping people by using accounts in reputed banks such as ICICI Bank, Axis Bank, IDBI Bank and SBI. Officers said a total amount of Rs 107 crore have been frozen in 11 accounts held in branches of the banks in several cities, including Bhubaneswar, Balasore, Kanpur, Delhi and Mumbai. “The companies whose accounts have been frozen include Trident Advertising & Trade Link Pvt Ltd, Fine Indisales Pvt Ltd, Eve Industries, Lakshya Level Marketing┬аPvt Ltd, Lui Brail Educational Society, Many Mantra Marketing Services Pvt Ltd and Dream Achiever,” Panda said. “Apart from these seven, many such companies are operating in and outside Orissa and the total money involved in the racket will be more than Rs 1,000 crore. Orissa’s share will not be less than Rs 150 crore,” he added. Recently, the Reserve Bank of India had warned all nationalized and private banks not to have accounts of as many as 10 such companies, including six that are already under the Crime Branch scanner. The other four are Alaska India, Superlife Linked Distributors, Star Consultancy Pvt Ltd and Seashore Funds Management Pvt Ltd. An RBI memorandum on July 11 had advised not to allow these 10 companies and organisations to open accounts with them. “These MMCs are opening accounts without complying with Know-Your-Customer (KYC) norms and Anti-Money Laundering (AML) Act. Innocent people are being trapped by fraudulent schemes launched by such unscrupulous persons and companies,” the memorandum read.

    To Your Success in Business & Health in Life,

    ┬аAk Sharma
    Editor,
    You can reach me at┬а[email protected]┬аor connect with me on┬аFacebook
  • RBI flashes red signal at MLM companies

    RBI Website

    Mumbai: The operations of shady multi-level marketing (MLM) companies тАФ which operate what are popularly known as pyramid or ponzi schemes тАФ have come under the regulatory scanner with shady MLM companies mushrooming across the country and duping investors. Many firms posing as MLM agencies for consumer goods and services have been actually mobilising large amounts of deposits from the public with promises of ridiculous returns of 120 per cent and repayment of prinicipal within a year.

    In a circular, the Reserve Bank of India has alerted banks that in cases where accounts have already been opened in the names of the marketing agencies, retail traders and investment firms, the banks should undertake quick reviews. тАЬWherever large number of cheque books has been issued to such firms, the relative decision may be reviewed,тАЭ it said.

    With many MLM companies recently using the banking technology to dupe investors, the RBI said, тАЬbanks should be careful in opening accounts of the marketing/trading agencies etc. Especially, strict compliance with KYC (know your customer) and AML (anti-money laundering) guidelines issued by the RBI should be ensured in the matter.тАЭ

    The banking regulator also named seven MLM companies (Fine India Sales Pvt Ltd, Lakshya Levels Marketing, Eve Industries, Trident Advertising & Trade Links Pvt. Ltd, Super Life Link Distributors, Lue Brain Education Society and Manya Mantra Marketing). тАЬThese firms and their agents had reportedly promised very high returns on deposits and lured common people to part with funds in the name of certain investment/deposit schemes,тАЭ the RBI said.

    ASKS BANKS TO TIGHTEN FRAUD RISK MANAGEMENT

    MUMBAI: The Reserve Bank of India has asked banks to tighten the internal policy for fraud risk management and fraud investigation function as the incidence of frauds in Indian banks has been showing an increasing trend, especially in housing and mortgage loans, credit card dues and internet banking. тАЬIt is a matter of concern that instances of frauds in the traditional areas of banking such as cash credit, export finance, guarantees, letters of credit etc remain unabated,тАЭ the RBI said a year after the surfacing of the global financial crisis.┬аhttp://www.rbi.org.in/sc ripts/NotificationUser.a spx?Id=5271&Mode=0

  • New Era of Network Marketing

    New Era of MLM has started. If you really want to be succeed then mustupdate yourself with the new emerging strategies. There was a timewhen MLM associates use to do door to door preaching about theircompanyтАЩs product and of course business opportunity, but now with thehelp of internet MLM associates are meeting new people from across theglobe. Though internet is a good medium to meet and enroll newenthusiastic people but ground work is equally important.

    Internet with social networking has revolutionized the Multi-LevelMarketing or network Industry. Social networking websites likeFacebook, Orkut etc, are playing vital role to sell & promote businessopportunities. People are also using these websites for differentreasons like to keep in touch with MLM communities, aware people, togain access to new strategies from well know gurus of MLM like RandyGage.

    тАЬTime could never be better. It just depends how weuse to its optimumтАЭ.

    If you search on Google about Multi-Level Marketing, you will findmany resources which claim to be the easiest short route to MLMsuccess, but how worthy they are, is still a big question mark. Allthey ask you to buy their product at some price like $47, $99 etc, mysuggestion to you would be that you should read a lot and if you areplanning to buy something of this sort over the internet then make sure you do a detail research on the product, like asking other peoplewho have already bought. This process will give you a fair opinion about the product.

    There is a service of Google Called Google SMS; it provides latest alerts for free on your mobile phone on MLM News, Motivational Quotes,MLM Tips and more. It is currently available only in India. If youwant to subscribe then SMS: ON MultiLevelMarketing to 09870807070.Send this SMS and get SMS updates absolutely free.

    To Your Success in Business & Health in Life,

    ┬аAk Sharma
    Editor,
    You can reach me at┬а[email protected]┬аor connect with me on┬аFacebook